This may seem like a simple answer. And yes, if you’ve never purchased or owned a home before, then you are a first time homebuyer. But, did you know that you could also be considered a first time homebuyer even if you’ve purchased a home before?

In fact, different loan programs have their own definitions on what a first time homebuyer is, and the definitions are changing all the time.

Some programs that are available for first time homebuyers include:

• CalHFA (California Housing Finance Agency)
• FHA Programs
• VA Loans
• CalPERS Member Programs
• And more…

So, even if you’ve owned a home before, give us a call or shoot us an email and we can straighten out all these details out for you.